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JM II Muellerescribió:
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14 Ago

010396

The Road Less Traveled

by Kit McCallum

How often we must bear the challenges of life

The endless roller coaster between happiness and sorrow;

The constant ups and downs of daily strife.

And always the question remains .... why?

Life is not an easy road for most;

It twists and turns with many forks in the road,

Although always, and inevitably, we are given a choice ...

Do we turn to the right ... or the left?

Do we take the high road ... or the low road?

Do we take the easy path ... or the difficult one?

Decisions are not easy for those struggling for direction ...

And sometimes the many choices and signs become overwhelming.

While standing at a crossroads in life,

The urge is to take the most comfortable path;

The road with least resistance ...

The shortest or most traveled route

.

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And yet, if we've been down that comfortable road before;

Have gleaned its lessons in life, and learned from our experiences;

Do we yet again follow the known?

Or does our destiny lie in another direction?

The fear of the road less traveled is tangible and all too real;

It manifests itself in many ways,

And tends to cloud the issues that might otherwise be clear.

It is in these times of confusion,

That we must seek peace and solitude;

Time to contemplate on our life,

Our experiences and our choices past;

Time to look back, and reflect on what we have learned

Without fear or confusion.

For only each of us knows our own personal thoughts;

Our unique past and personal history;

The experiences that brought us to the crossroads we now face.

We can always learn a small degree from others experiences,

And yet ... no one person can walk in our shoes,

Others know not, the trials and tribulations faced in private ...

For each is individual ... unique ... and personal.

And that is why ... while standing at a crossroads,

Only "we" can formulate the decision for ourselves;

The true direction that lies within;

The choices we must deliberate on with clarity and wisdom.

For it is only through personal reflection,

That we can now choose our destiny;

... Our next adventure;

... And the future we will embrace.

 

     

Enjoy your weekend our friend,

Hugs

A. & J.

22 May

The Little of Spirit Masters

You can't depend on your judgement when your imagination is out of focus. __Mark Twain (1835-1910)
23/03/2009

The motorcyclist

I am slowing down on the right lane towards the main cross junction. The road was less peak. From far, I saw a motorcyclist was reversing his motor slowly by kicking to the ground. I was wondering why is he reversing like that at the right lane here? Even if his motor breaks down, he can just come down and push it. Soon, my car passed him and I caught a glance at his face. He is a man, probably in his fifties that have a pair of small eyes. I was showing him my confusing yet a bit of angry or serious look because what he was trying to do is dangerous.
 
I passed him and came to a stop at the cross junction. My eyes were on the mirror looking his actions. After reversing "manually" for about 10 meters, he bended down to his right to pick up a can drink. A aluminium can drink. He looked inside the can and then pour out the liquid inside the can. He put back the can to the ground and then...he stomp on it. I just keep on staring on my mirror. Then slowly, he picked up the crushed aluminium can and put into his front basket. I am just speechless again.
 
I am happy to able to see the whole picture. I can't imagine if I was to zoom pass him then cursing him without knowing the twist and turn of the situation. Maybe I am still lack of experience and wisdom. My temper doesn't do me any good yet I still let it over rule me. Everytime before my temper flare, I hope this story will remind me how I should act. Life is tough. The world is full of crooks. But we can never let them take advantage of us. If there are more uncles like him in my stories, life will be less complicated and more peaceful. His little action has great deeds behind it.
05/12/2008

Britain's Got Talent: Signature does Michael Jackson

 

Talking about YouTube - Britain's Got Talent: Signature does Michael Jackson
  
09/11/2008

SMART Investment Expo

I went to this Expo yesterday at KLCC Convention Center. Today will be the last day they are doing this Expo. Go now and today, if can.
 
I was rushing and reached there at about 5:15pm after finishing my work. When I walked in, I saw many people were gathering and listening to a speaker. I walked nearer. The speaker was delivering his speech in a very energetic and positive way. I seldom see this kind of people on stage. Less than few minutes, I guess he is a motivation speaker. well, truly he is and he is a very good ones. He talked about oneself changes begin from internally, perspective of good or bad situation in oneself and doing some very good comparison examples of imapct with the negative attitude or habit. Everyone was drawn to his speech. He did not use any presentation slide at all but only a small white board on stage. He can get the strangers around him to participate on what he is trying to deliver. Most important, he walked around the stage and maintain eye contact with the listener. He finished his speech on 5:45pm and I stood there until the very last minute. A very good presentation. Do positive action and you will be on your way to millionaire journey.
 
The next speech was up at 6pm. There was 15 minutes break interval. The speaker will talk about "Grabbing the Market Opportunity". It must be a great topic. I am interested and looking forward to it. And after 15 minutes of waiting, the speaker was up. He setup his presentation slide and then satrt introducing himself. He was talking in a monotaneous tone which I thought he is trying to be humble with himself. Certainly, he is some great guy if not he would be on stage talking. Then when he started delivering his speech, I can't understand for the first five minutes. He was using very technical term in his speech. I was trying very hard to understand and I saw many peopl were struggling like me too. Obviously, there were some people leaving. He was talking about funds that worth of billions and trillions of dollar. Which I think was too far fetch from me. Then I realised that what is an opportunity for other may not be an opportunity for me. On the tenth minute, I decided to get up and leave.
 
When leaving, I dropped by the exit door, looked at the magazine booth and they were free! Of course, I started grabbing those magazines like trading places, property watch, stock watch and etc. And then, the event coordinator (I supposed) walked to me and said I won a free gift. It was a book on Self Made Millionaires by Adam Khoo (a singaporean, I guess). I was caught by suprise and I thanked him very much. (haha...I was laughing to myself and greed is good). I read the first few pages and this book is good. I must finish this book.
01/10/2008

Current US and World Economy

As we all know, US is deciding whether to use USD 700bil to bail out its economy crisis.
For those who does not know how much USD 700bil cost or how deep is the crisis, please click on the link: http://news.yahoo.com/s/livescience/howmuchis700billion
 
From the history, the US economy has been the indicator for the world economy. No doubt, US and UK are affected. This is same goes to Asia region. For most countries in Asia, this crisis effect is only the beginning or infant level. So, save up and be prepared for the wave of recession.
 
For those smart investors, prepare yourself to stand in line to grab the incoming opportunities.
25/09/2008

My Days...

Today I have my car back after 10 days parted with it. I send for paint works for the whole car. The paint looks nice on it now. It is mostly silver but with a bit of gold and green. I just can't find any colour to describe it. Nevertheless, it looks good. My car has been 8 years with me now. So far, it has been faithfully serving me. Time to give it a facelift.Smile
 
Today I went to cinema with my mum. We watched Dance of the Dragon. At first, i thought it was an action packed movie. Then, the outcome...i am just speechless Eye-rolling
 
A lot of young people now like to stay single. Is it true? I am one of them. Maybe? Or Maybe not?
 
My days is passing fast. There are things need to be done.
17/09/2008

Talking about Talking about Stay Away from Investment now

It seems that the market is really not good. Malaysia is still struggling with political issues here and there. The IPPs are in divesting state due to the tax structure. Plantation stocks are going very low now due to the commodities have been going down to three years back.

Plus, the US and Europe are still at aftermath of the subprime crisis. Lehman is at the verge of bankrupt. Merill Lynch was bailed out from the US fed government. They are looking into AIG.

Robert said before the index might reach 800+pts. The market will continue to show down trend as it is really dampen everyone spirit; the investor, retailers, fund managers and public. It is really bad for 90% of the people and probably good for 10% of the people. What really surprise me was the insights from Robert. As a investor like him, does everyone needs that kind of insights that able to see through everything? Well, if we need to win, the answer is yes. But how can we able to reach that kind of level?

 

Quote

Talking about Stay Away from Investment now

Our Bank Negara Govenor just annouced that we will postpone the review of interest rate. Last month, our interest rate peaked at 7.7%. But yesterday, she said YTD interest rate is only at 3.7%. Can anyone believe this?? By holding back the interest rate, she claimed it will regain back the investors' confidence.

Besides that, the oil prices also dropping. It might be hovering around $100 to $130 per barrel. All these non-replenishable comodities will only go up and up. The oil will come to $200 per barrel. It is just a matter of time.

Anyway, I will keep my eye open. Whatever going to happen from now is going to be interesting.

Quote

Stay Away from Investment now
Today is one of my best day. I get to meet my ex-GM, Robert. It is been nearly a year we didn't meet together and have a private nice talk and coffee.
 
He is still as informative, sharp, detail and super planner as ever. We talked about much things then later to the stock market. He said our market now is just the beginning of the recession. Not only about the commodities at record high but the one which going to impact most is the revise plan of the interest rate. It is clearly a sign the nightmare of recession just begin. The interest rate is going to be heighten up due to the inflation rate which reported at 6%. Our interest rate now is far too low from that. If the rate is revised, the banks will have to tighten all the loans, IOUs, bonds and etc which they offer to the people. They need to do this as they need to clear out those low middle income earners who cannot afford to cope with the new interest rate. Soon, the banks will control and tighten the money they loan out to the public. Public will start to feel the tightening of that. Everyone (which the middle income earners - the majority) will start to squeesh their pocket money and trying to live much more lower below their means. Eventually, the spending will be less and less which causing the economy to a major slowdown. The stock market will get hit then will crop out to the property market and if the worst case scenario, the depression will come and everything will crumble to fall. Now, we only seeing the seam crack on the bath tube which is only the beginning. No one can stop this and everything will be led into each and other.
 
So, I asked him, "When will be the right buying time to the stock market?"
He said, "Everything will happen in spiral. It would probably take a year from now, but I will wait for more than that. Perhaps, two years."
 
He told me that he already sold all his stocks few months ago. Last month, all his account was cleared. I am totally shocked. I am doing the opposite. I am holding too much now. OMG!! This is crazy for me. He said, "Only the fund managers will give the public a buy call when they want to sell everything off their hand." There are some truth over all his statements and analysis. I trust him because he always win. He is already a millionaire. That's why.
07/09/2008

Laziness q(- -)p

I feel so much of laziness in me now. I don't feel like continuing writing my blog. There are tonnes of things waiting for me to do. I am really enjoying my life. Doing stuffs I like. However, I am slacking and too much indulged with them. The big rocks...which I need to concentrate and have the small rocks later.
 
Argghhh...I need a remedy. I need a catalyst. I need something for my inner fire.
09/08/2008

Buying Time or Waiting Time

It seems like the government is not going to revise the interest rate. The crude oil trend is pointing downwards as the production has been more than the demand from the beginning of the year. The recent peak was all due to speculation. Other commodities are pointing on downwards too.
 
The stock market now is inactive state. The volume is really low. Everyone is staying away from the market because they have been losing money all this while from beginning of this year. It is not fear of losing money in the future, it was keeping on losing money that dampen their spirit and their judgement. I would say big time investors like EPF and PNB are taking up relatively low, cheap and good stocks now. They are buying like crazy just like mega sale in the open market. The fundamental is building up. By the time the base is already solid, the bull will awake and run once more. By that time, everyone will jump onto the bandwagon and further speculate on the market.
 
Right now, due to the political unstable, it has fend off the foreign investor. In acrual fact, Malaysia is really a stable country. However, yesterday was the launching of the Olympic Games in China. Many said, after the game, the China's economy will face downturn. As many experienced China is one of the major player now, it's role cannot be denied. However, the recent China's index fell from 5000+ to 2000+ doesn't really gave much impact as the western has already been in subprime crisis. Does this going to form a good fundamental?
 
We can never predict the stock market. What we can do is to time our buying time into the stock market. So, is now a good buying time?
27/07/2008

Talking about Stay Away from Investment now

Our Bank Negara Govenor just annouced that we will postpone the review of interest rate. Last month, our interest rate peaked at 7.7%. But yesterday, she said YTD interest rate is only at 3.7%. Can anyone believe this?? By holding back the interest rate, she claimed it will regain back the investors' confidence.

Besides that, the oil prices also dropping. It might be hovering around $100 to $130 per barrel. All these non-replenishable comodities will only go up and up. The oil will come to $200 per barrel. It is just a matter of time.

Anyway, I will keep my eye open. Whatever going to happen from now is going to be interesting.

Quote

Stay Away from Investment now
Today is one of my best day. I get to meet my ex-GM, Robert. It is been nearly a year we didn't meet together and have a private nice talk and coffee.
 
He is still as informative, sharp, detail and super planner as ever. We talked about much things then later to the stock market. He said our market now is just the beginning of the recession. Not only about the commodities at record high but the one which going to impact most is the revise plan of the interest rate. It is clearly a sign the nightmare of recession just begin. The interest rate is going to be heighten up due to the inflation rate which reported at 6%. Our interest rate now is far too low from that. If the rate is revised, the banks will have to tighten all the loans, IOUs, bonds and etc which they offer to the people. They need to do this as they need to clear out those low middle income earners who cannot afford to cope with the new interest rate. Soon, the banks will control and tighten the money they loan out to the public. Public will start to feel the tightening of that. Everyone (which the middle income earners - the majority) will start to squeesh their pocket money and trying to live much more lower below their means. Eventually, the spending will be less and less which causing the economy to a major slowdown. The stock market will get hit then will crop out to the property market and if the worst case scenario, the depression will come and everything will crumble to fall. Now, we only seeing the seam crack on the bath tube which is only the beginning. No one can stop this and everything will be led into each and other.
 
So, I asked him, "When will be the right buying time to the stock market?"
He said, "Everything will happen in spiral. It would probably take a year from now, but I will wait for more than that. Perhaps, two years."
 
He told me that he already sold all his stocks few months ago. Last month, all his account was cleared. I am totally shocked. I am doing the opposite. I am holding too much now. OMG!! This is crazy for me. He said, "Only the fund managers will give the public a buy call when they want to sell everything off their hand." There are some truth over all his statements and analysis. I trust him because he always win. He is already a millionaire. That's why.
17/07/2008

Talking about An Off Day

My PC is up and working back. I am so happy. Initially, I thought like giving up and need to buy a new laptop which I budgeted around RM 2.5k, but now, can save back the money. Smile Thanks to Siew Loong, who came at late night yesterday and used 10 minutes to restored back my PC. He really got a blue fingers (someone who is good at technology gadgets). Anyway, my PC still has come problem here and there and it is super slow now, but later I will get it format and fix them.

This week I went to aikido class every two days. I am learning and developing something new for myself to explore. My own aikido techniques. It is about using my physical advantage (because I am quite tall and have long limbs Tongue out) to have minimum movement with maximum impact. It is getting more and more interesting. I feel the rush inside me whenever I am practising. I am trying to use the most minimum force I can go when practising. But there is one guy, who is super strong and tough. I never held back when practising with him. To a normal people or other students, I could easily break their wrist, arm and neck when I go for full force. At many incidents when I was practising with him, when I went all out, I lost control and it was like a double sided edge sword, which it hurts me as well. I still hold back a lot when practising with others, because the force is very deadly if the movement is vicious. I don't like to hurt people. It will grow grudge. However, it is really an interesting martial art. I think I can never stop until I have everything of it Tongue out  Anyone who reach the higher level of aikido can understand what I am saying here.

Quote

An Off Day
Today is still my off day. Quite a busy day. Nah...not that busy but things are like coming to me rather than I am going after them.
 
I woke up at 11am (quite a sleepy pig), then took my breakfast and lunch together (how's about that, can save a meal some more) with my mum. Then fetch my brother back from school and off to 1U. I got a nice parking place just in front of the GSC cinema and then bought two tickets of Hellboys: The Golden Army. It was a good show for me but not my mum. She doesn't understand the whole story line. Besides that, there was a bugger with strong stench of body smell. My mum can't stand for 10 mins later requested to change seat. I already expected she not going to enjoy this movie from the beginning but there isn't any chinese movie on showing. But never mind, she seems like the new Mummy movie: The Emperor Dragon when it was showing supporting ad. Maybe, and probably, I will bring her again there. Then start buying a lot of things (especially food) for her so she doesn't need to cook for dinner. Argh...over budget and really spent too much.
 
Then came back took half an hour nap then had dinner with the dishes bought from 1U. Not bad either. And off to go to aikido class After that, just spent all remaining time reading newspaper.
 
Something just not right. For two days, I can't access to my pc. ARGH...I cleaned my pc yesterday and then when starting up, nothing happened. Just dunno where went wrong. I checked everything, thoroughly and few times more. Just don't know why it can't start up. It is driving me crazy. Everything is in there. I need them! My only computer expert friend (who always helps me on all the pc's problems) has left to Singapore. Luckily, Siew Loong (another expert) offered his help. But he is kinda busy lately. So need to wait few days for him. I don't know how much longer I can live without my pc.
 
Tomorrow need to go back to work. Have to wake up early. How I wish that I don't need to work forever.
16/07/2008

An Off Day

Today is still my off day. Quite a busy day. Nah...not that busy but things are like coming to me rather than I am going after them.
 
I woke up at 11am (quite a sleepy pig), then took my breakfast and lunch together (how's about that, can save a meal some more) with my mum. Then fetch my brother back from school and off to 1U. I got a nice parking place just in front of the GSC cinema and then bought two tickets of Hellboys: The Golden Army. It was a good show for me but not my mum. She doesn't understand the whole story line. Besides that, there was a bugger with strong stench of body smell. My mum can't stand for 10 mins later requested to change seat. I already expected she not going to enjoy this movie from the beginning but there isn't any chinese movie on showing. But never mind, she seems like the new Mummy movie: The Emperor Dragon when it was showing supporting ad. Maybe, and probably, I will bring her again there. Then start buying a lot of things (especially food) for her so she doesn't need to cook for dinner. Argh...over budget and really spent too much.
 
Then came back took half an hour nap then had dinner with the dishes bought from 1U. Not bad either. And off to go to aikido class After that, just spent all remaining time reading newspaper.
 
Something just not right. For two days, I can't access to my pc. ARGH...I cleaned my pc yesterday and then when starting up, nothing happened. Just dunno where went wrong. I checked everything, thoroughly and few times more. Just don't know why it can't start up. It is driving me crazy. Everything is in there. I need them! My only computer expert friend (who always helps me on all the pc's problems) has left to Singapore. Luckily, Siew Loong (another expert) offered his help. But he is kinda busy lately. So need to wait few days for him. I don't know how much longer I can live without my pc.
 
Tomorrow need to go back to work. Have to wake up early. How I wish that I don't need to work forever.
13/07/2008

Stay Away from Investment now

Today is one of my best day. I get to meet my ex-GM, Robert. It is been nearly a year we didn't meet together and have a private nice talk and coffee.
 
He is still as informative, sharp, detail and super planner as ever. We talked about much things then later to the stock market. He said our market now is just the beginning of the recession. Not only about the commodities at record high but the one which going to impact most is the revise plan of the interest rate. It is clearly a sign the nightmare of recession just begin. The interest rate is going to be heighten up due to the inflation rate which reported at 6%. Our interest rate now is far too low from that. If the rate is revised, the banks will have to tighten all the loans, IOUs, bonds and etc which they offer to the people. They need to do this as they need to clear out those low middle income earners who cannot afford to cope with the new interest rate. Soon, the banks will control and tighten the money they loan out to the public. Public will start to feel the tightening of that. Everyone (which the middle income earners - the majority) will start to squeesh their pocket money and trying to live much more lower below their means. Eventually, the spending will be less and less which causing the economy to a major slowdown. The stock market will get hit then will crop out to the property market and if the worst case scenario, the depression will come and everything will crumble to fall. Now, we only seeing the seam crack on the bath tube which is only the beginning. No one can stop this and everything will be led into each and other.
 
So, I asked him, "When will be the right buying time to the stock market?"
He said, "Everything will happen in spiral. It would probably take a year from now, but I will wait for more than that. Perhaps, two years."
 
He told me that he already sold all his stocks few months ago. Last month, all his account was cleared. I am totally shocked. I am doing the opposite. I am holding too much now. OMG!! This is crazy for me. He said, "Only the fund managers will give the public a buy call when they want to sell everything off their hand." There are some truth over all his statements and analysis. I trust him because he always win. He is already a millionaire. That's why.
02/07/2008

Going on Trip again. Can?

Last year, I joined a trip organized by UM Engineering Faculty. We went to China to visit the Three Gorges Dam. A few lecturers, and most of them were coursemates. We went not only to see the dam but also to explore the control room. It is a huge room guarded with red army. They whole dam is magnificent. The people working there are so committed to their work. I love meeting and talking with them. Besides that, we also travelled a lot by bus, train and even by foot. There were so much fun hanging out with friends and even lecturers. Forget about all the books...We even went for massage. It was one of the exotic massage parlour there and everyone was impressed and enjoyed with the massage. Even I had to admit it. Haha...
 
Today, I get to know that UM Engineering faculty is organizing another trip to Vietnam. It is in mid August. A 5 days trip about RM 1k which include all the transport, air ticket, accomodations, etc. Nok talked about the wonderful places in Vietnam. I have few coursmates there also saying the peacefulness of the place. Ms. Lim give a very good comment after her visit to Vietnam. It is like a "must visit" place to go. Argh.... I want to go. But I have trainings on mid August too. The training is important. The trip is irresistable. How le...I need both.
27/06/2008

How can you live without knowing these things?

 

  1. Many years ago, in Scotland, a new game was invented. It was ruled "Gentlemen Only ... Ladies Forbidden" ... and thus the word GOLF entered into the English language. Hot
  2. The first couple to be shown in bed together on prime time TV were Fred and Wilma Flintstone. Left hugRight hug
  3. Everyday more money is printed for Monopoly than US Treasury.
  4. Men can read smaller print better than women can; women can hear better. Don't tell anyone
  5. Coca-cola was originally green. Sick
  6. It is impossible to lick your elbow. Tongue out
  7. The State with the highest percentage of people who walk to work: Alaska Snail
  8. The percentage of Africa that is in wilderness: 28% (now get this ...) The percentage of North America that is wilderness: 38%
  9. The average number of people airborne over the US at any given hour: 61,000 Airplane
  10. The BIllion $$$ dolar problem; When Nasa first started sending up astronauts, they discovered ball point pens would not work in zero gravity. To combat the problem, Nasa scientists spent a decade and $12 billion to develop a pen that writes in zero gravity, upside down, underwater, on almost any surface and at temperatures ranging from below freezing to 300 degree celcius. The Russians used a pencil. Surprised
12/06/2008

Scenario Planning

Scenario planning or easier term would be forecasting or maybe predicting. Forecasting has been one of the important techniques that we are using everyday without realizing them. For example, we forecast the oil price will be still going up on the next month, there would be heavy rain in this few weeks in the early morning, the people who goes for gambling will predict themselves would win today but it never happen, and etc...
 
Scenario planning is more of an art than a science but it will prepare your firm (if you are the company's CEO) better if the unthinkable should occur. However, it still would benefits the individual if you able to use them wisely.
 
Here are some true examples of forecasts that have been made in the computer industry. I picked the computer industry as they are advancing faster in the technology factor.
 
  • 1943: "I think there's a world market for maybe five computers."
  • 1949: "Computers of the future will weigh no more than one and half tons."
  • 1977: "There is no reason why anyone would want to have a computer in their home."
  • 1981: "A memory of 640kb ought to be enough for anyone."

As you can see, the degree of predictability varies from industry to industry, but in those where fast changing factors such as fashion and technology are crucial to success the period of uncertainty will be longer. Unfortunately, most of the things in our life are involved with fashion and technology. This is where it separates the genius from the others. Agree?

So, what type of scenario planning or forecasting is in your mind now?

05/06/2008

Fuel Hike !!!

"Petrol up from RM1.92 to RM2.70 >> 40% increased! Diesel up from RM1.58 to RM2.58 >> 63% increased!"
 
Malaysia government had annouced fuel hike for all the consumers from yesterday 5pm. It sent chaos to the whole country as everyone was rushing and queueing up at the petrol station. These people should be, I think, at home or restaurants having dinner. By 7pm, all the major roads were empty where all the vehicles were on the roads connecting to the petrol stations. The shopping complex, restaurants, night markets etc were like a "ghost area".
 
These kind of news really send a knee jerk reaction to the whole country and they are affecting by it badly. Can our Malaysia's economy sustainable? The KLCI reacting with a drop of 37.81pts to 1215.31pts as of now. Furthermore, Goldman Sach commented yesterday, Malaysia's market has gone into uncharted territory and they has downgraded the market here. This is not a good news...
 
If a person is earning at RM 5,000 per month, I would clasify him, now, as lower class of middle income group. If you want to be at the higher class of middle income group, I would say you need to earn RM 10,000 per month.
 
This fuel hike surely has it's effect on me too. What would others feeling now?
01/06/2008

~ * v * ~

Top 5 Business Signs That Make you Think
  1. On a Plumbers truck: "Don't sleep with a drip. Call your plumber."
  2. At a towing company: "We don't charge an arm and a leg, just a toe."
  3. In the front yard of a funeral home: "Drive carefully. We'll wait."
  4. In a veterinarian's waiting room: "Be back in 5 minutes. Sit! Stay!"
  5. On an electrician's truck: "We'll remove your shorts."
18/05/2008

The Daffodil Principle

Several times my daughter had telephoned to say, 'Mother, you must come to see the daffodils before they are over.'

I wanted to go, but it was a two-hour drive from Laguna to Lake Arrowhead 'I will come next Tuesday', I promised a little reluctantly on her third call.

Next Tuesday dawned cold and rainy. Still, I had promised, and reluctantly I drove there. When I finally walked into Carolyn's house I was welcomed by the joyful sounds of happy children. I delightedly hugged and greeted my grandchildren.

'Forget the daffodils, Carolyn! The road is invisible in these clouds and fog, and there is nothing in the world except you and these children that I want to see badly enough to drive another inch!'

My daughter smiled calmly and said, 'We drive in this all the time, Mother.'

'Well, you won't get me back on the road until it clears, and then I'm heading for home!' I assured her.

'But first we're going to see the daffodils. It's just a few blocks,' Carolyn said. 'I'll drive. I'm used to this.'

'Carolyn,' I said sternly, 'Please turn around.'

'It's all right, Mother, I promise. You will never forgive yourself if you miss this experience.'

After about twenty minutes, we turned onto a small gravel road and I saw a small church. On the far side of the church, I saw a hand lettered sign with an arrow that read, ' Daffodil Garden ' We got out of the car, each took a child's hand, and I followed Carolyn down the path. Then, as we turned a corner, I looked up and gasped. Before me, lay the most glorious sight.

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It looked as though someone had taken a great vat of gold and poured it over the mountain and its surrounding slopes. The flowers were planted in majestic, swirling patterns, great ribbons and swaths of deep orange, creamy white, lemon yellow, salmon pink, and saffron and butter yellow. Each different colored variety was planted in large groups so that it swirled and flowed like its own river with its own unique hue. There were five acres of flowers.

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'Who did this?' I asked Carolyn. 'Just one woman,' Carolyn answered. 'She lives on the property. That's her home.' Carolyn pointed to a well-kept A-frame house, small and modestly sitting in the midst of all that glory. We walked up to the house.

On the patio, we saw a poster. 'Answers to the Questions I Know You Are Asking', was the headline. The first answer was a simple one. '50,000 bulbs,' it read. The second answer was, 'One at a time, by one woman. Two hands, two feet, and one brain.' The third answer was, 'Began in 1958.'

For me, that moment was a life-changing experience. I thought of this woman whom I had never met, who, more than forty years before, had begun, one bulb at a time, to bring her vision of beauty and joy to an obscure mountaintop. Planting one bulb at a time, year after year, this unknown woman had forever changed the world in which she lived. One day at a time, she had created something of extraordinary magnificence, beauty, and inspiration. The principle her daffodil garden taught is one of the greatest principles of celebration.

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That is, learning to move toward our goals and desires one step at a time--often just one baby-step at time--and learning to love the doing, learning to use the accumulation of time. When we multiply tiny pieces of time with small increments of daily effort, we too will find we can accomplish magnificent things. We can change the world .

'It makes me sad in a way,' I admitted to Carolyn. 'What might I have accomplished if I had thought of a wonderful goal thirty-five or forty years ago and had worked away at it 'one bulb at a time' through all those years? Just think what I might have been able to achieve!'

My daughter summed up the message of the day in her usual direct way. 'Start tomorrow,' she said.

She was right. It's so pointless to think of the lost hours of yesterdays. The way to make learning a lesson of celebration instead of a cause for regret is to only ask, 'How can I put this to use today?'

Use the Daffodil Principle. Stop waiting.....

Until your car or home is paid off

Until you get a new car or home

Until your kids leave the house

Until you go back to school

Until you finish school

Until you clean the house

Until you organize the garage

Until you clean off your desk

Until you lose 10 lbs.

Until you gain 10 lbs.

Until you get married

Until you get a divorce

Until you have kids

Until the kids go to school

Until you retire

Until summer

Until spring

Until winter

Until fall

Until you die...

There is no better time than right now to be happy.
Happiness is a journey, not a destination.
Wishing you a beautiful, daffodil day!

If you want to brighten someone's day, pass this on to someone special. I just did

03/05/2008

The Mexican Fisherman

The American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellow fin tuna. The American complimented the Mexican on the quality of his fish and asked how long it took to catch them.

 

            The Mexican replied, “Only a little while.”

            The American then asked, “Why didn’t you stay out longer and catch more fish?”

The Mexican said, “With this I have more than enough to support my family’s needs.

The American then asked, “But what do you do with the rest of your time?”

The Mexican fisherman said, “I sleep late, fish a little, play with my children, take siesta with my wife, Maria, stroll into the village each evening where I sip wine and play guitar with my amigos, I have a full and busy life.”

The American scoffed, “I am a Harvard MBA and could help you. You should spend more time fishing; and with the profits, buy a bigger boat. With the profits from bigger boat, you could buy several boats. Eventually, you would have a fleet of fishing boats. Instead of selling your catch to a middleman, you would sell directly to the processor, eventually opening your own cannery. You would control the product, processing and distribution. You would need to leave this small coastal fishing village and move to Mexico City, then Los Angeles and eventually to New York where you will run your ever-expanding enterprise.”

The Mexican fisherman asked, “But, how long will all this take?” To which the American replied, “15 to 20years.”

But what then?” asked the Mexican. The American laughed and said that’s the best part. “When the time is right, you would announce an IPO and sell your company stock to the public and become very rich, you would make millions.”

Millions?…Then what?”

The American said, “Then you would retire. Move to a small coastal fishing village where you sleep late, fish a little, play with your kids, take a siesta with your wife, stroll to the village in the evenings where you could sip wine and play guitar with your amigos.

29/04/2008

...

Today I went through Nok's blog. So many things were added. I can't understand most of the words in her blog because she is using Thai. She is one of the best friend I ever had. A person with few words but many smiles. A person I would say near to perfection. We know each other not for long but parted because of different backgrounds and different dreams to catch. I am wondering how is she doing there. I know she is OK. I have good faith in her.
 
One of my coursemates joined my company today. Never crossed our mind we would meet here. When studying, we were saying to each other we will join Intel. However, the funny things about life is you never know what lies in the future. 
 
    .....this is what makes the life interesting...
12/04/2008

Dream

Some people dream with a Ferrari in the picture of their dream. In the dream, they might just dream the car without them in the picture. Even they dream they are inside the picture, they are standing beside the car. They should dream they are inside the car, owning it and driving. This will give you some "kick" to realise the dream.
 
I dream to own it. And I will look for ways to buy it.
10/04/2008

All about life...

Few days ago, I met up with Haw Sim. I did mention about him in my past blogs. He is really the one peer that I really look up to. Most of our past meetings were to find out how each other doing. Same as our recent meeting. But he made a much better progress than me.

 

Last February, after the CNY, he resigned from his full time job. He is on his way to his financial freedom. Just in his mid-twenties, he has much accomplishments; he completed his master degree and still own a business and a tuition center. He is definitely on the right track. Comparing with me, I still "stalling" on my master, working a full time job and have much less zero in my account than him. Many of us (our friends and I) are just starting our career and working much more heavily than before. Some of us are working more than 12 hours a day for 6 days continuous.

 

For myself, I still need to go for 8 hours work a day for six days. However, my new job here is much less demanding than the ones I have before. The company is paying me good and taking good care of me. Slowly, I didn't realise actually I am enjoying my work. For most people, this is a good sign, but for me (and probably Haw Sim) this is really not a good sign. It is not the bad either if it is for a short run.

 

You see, I never want to WORK for the next 35 years. These are the words I told myself when I started working after I grad from Uni. Even though the company is paying me good, giving me good benefits and luxuries, it turning me like into slave to work for them harder. These money and benefit are like drugs; everyone get addicted to it fast. If the company takes back everything, life will be devastated.

 

The good thing about me is I meet and have a group of highly financial intelligent people to advise me. Making sure I am on the right track even though it will be slow. In these few years to come, my objective is only one; is to expand my asset column as big as possible. Discipline is the thing I need for the few years to come.

 

In the end of my meeting with Haw Sim, I told him that I will give myself another 4 years from now and I will quit my full time job. Then I can do what I want. Quietly, I envied his life now so much. Life will never be boring without a full time job. But I guess many will reluctantly to agree on this.

25/03/2008

The Rules for Success...for my dream

In my previous blog, I mentioned about my current condition and starting to deviate from my goals and dream. Luckily, I cameby this article. It is done by Donald Trump. Most of the people know Donald Trump through the Apprentice series showing on TV. Well, I would say he is not the richest person, but far richer than me. If able to pick up some of his virtues and wisdoms, it is good enough to guide you along your journey.
 
Here is some of his articles:
 

My Top Ten Rules of Success

by Donald J. Trump

If you've heard me speak, you may have noticed I emphasize several things repeatedly - never give up is one, being passionate is another, keeping focused is up there, and keeping your momentum runs a close fourth. I've learned those things from experience.

Here's the complete top 10 list I give when I speak at colleges:

1. Never give up! Do not settle for remaining in your comfort zone. Remaining complacent is a good way to get nowhere.

2. Be passionate! If you love what you're doing, it will never seem like work.

3. Be focused!Ask yourself: What should I be thinking about right now? Shut out interference. In this age of multitasking, this is a valuable technique to acquire.

4. Keep your momentum! Listen, apply and move forward. Do not procrastinate.

5. See yourself as victorious! That will focus you in the right direction.

6. Be tenacious! Being stubborn can work wonders.

7. Be lucky! The old saying, "The harder I work, the luckier I get" is absolutely right on.

8. Believe in yourself! If you don't, no one else will either. Think of yourself as a one-man or one-woman army.

9. Ask yourself: What am I pretending not to see? There may be some great opportunities right around you, even if things aren't looking so great. Great adversity can turn into great victory.

10. Look at the solution, not the problem. And never give up! Never never never give up. This thought deserves to be said (and remembered and applied) many times. It's that important.

Good luck!

Donald J. Trump is Chairman of Trump University.

 

Want Success? Put the Mogul Mindset on Your Side

by J. J. Childers

Through my practice of law in the fields of asset protection, tax reduction, and estate planning, one of the most common characteristics that I've observed among my wealthier clients is that they rarely pour all of their entrepreneurial energy into just one type of business. While I've worked with clients from nearly every profession, trade, or business, one thing that I've found nearly universal in my most successful clients is that they seek out new opportunities for growth by diversifying their assets in high-yielding business endeavors.

Why this particular multibusiness phenomenon? Because diversity is of paramount importance. I've commented many times on my love of capitalism. And one of the benefits of a free-market is that if one market is down, there are always other markets that are thriving. For example, if the stock market is down, the real estate market might be up. Or if the housing market is down, the stock market might be up. The wealthy know not just how the economy is doing, but also how particular markets are performing. They shift their entrepreneurial efforts accordingly.

Yet another reason why most of my most successful clients are involved in more than one business is because no one business operates in a vacuum. In other words, every business is, at times, both a producer and a consumer. Think about all of the goods and services every business must obtain in order to produce what their own customers are looking to purchase. A smart businessperson will recognize the needs of his or her company and then try to provide for those needs by creating new companies instead of turning to third parties.

For example, look at the automotive industry. Car companies don't just produce cars out of thin air. That’s why car companies own not only assembly plants, but steel and aluminum mills, advertising agencies, parts manufacturers, research and development companies and trucking firms. Some car companies own banks that provide financing for their customers!

This strategy of becoming more of a producer and less of a consumer applies to small businesses as well. For example, an eye doctor may own his medical clinic and a glasses store too. Another example would be a printing company owner who also owns an office-supply store.

In sum, success means looking for new markets in which to expand and create new wealth. I call this phenomenon the Mogul Mindset Strategy.

Just think about Donald Trump. As you probably know, Mr. Trump got his start in real estate but his empire now includes a television program, a clothing line, an entertainment company, hotels, casinos, product licensing, an educational company and many more endeavors. This strategy of actively engaging in a multitude of business activities is what is sometimes referred to as multipreneuring. Through this activity, many wealthy business operators are able to build exponential wealth by providing services not only to their own companies but also to others.

Yet having the Mogul Mindset isn't just about opening up as many companies as you can. It also involves structuring your multiple businesses to shield them from each other as well as from any liability that may attach to you personally.

The Mogul Mindset works to build wealth - and the good news is, you don’t have to wait until you are rich before you get its power working for you. To learn more, I’d urge you to read my new book Trump University Asset Protection 101. It’s never too early to start thinking like a success.

J. J. Childers is an attorney dealing primarily with the topics of asset protection, estate planning, and tax reduction.  He travels the country extensively working with individuals and companies to help them with their small business wealth structuring.  He is author of the new book Trump University Asset Protection 101

 

Seven Reasons Why Buying a Business Is Better than Starting One

by Richard Parker

I understand that this is the “Spring Cleaning” issue of Inside Trump Tower - all about making a new start.

And what better way is there to make a fresh start than to buy a business? Here’s my advice to you. Think about these seven reasons why buying a business is better than starting a new one.

I know that they will provide all the incentive you need to take a great new start toward achieving success:

Reason One: If you buy a business, you will have immediate cash flow. If you start a business of your own, it’s anyone’s guess when the money will start coming in.

Reason Two: If you buy a business, you will have historical financial data you need to evaluate the business you are considering. If you start a business of your own, there is absolutely no history available to evaluate the business.

Reason Three: If you buy a business, you will have trained employees already in place. If you start a business of your own, you’ll be doing all the work initially - and then you’ll be faced with trying to recruit competent people.

Reason Four: Ifyou buy a business, you will have existing customers who are familiar with the company. If you start a business of your own, you are starting from ground zero with you selling and marketing.

Reason Five: If you buy a business, you will have proven policies, procedures established to operate the company the day you take over. If you start a business of your own, everything is new! You can only implement company policies as a reaction to problems you encounter.

Reason Six: If you buy a business, yhe company’s past gives you a good picture and a high level of comfort about the future. If you start a business of your own, who knows? No matter how detailed or fancy your business plan may be, there’s no guarantee that anything will evolved predicted.

Reason Seven: If you buy a business, You know from the beginning what your monthly expenses will be and what the revenues should look like, based on prior history. If you start a business of your own, revenues generally come in half as fast as you expect - and expenses are usually much higher than anticipated.

If you start learning the art of buying a business now, you can be ready to make your move by late summer. Isn’t it time to get out of the passenger’s seat take the wheel?

Trump University Professor Richard Parker developed Trump University's self-paced multimedia home-study course, The Art of Buying a Business. Professor Parker bought his first business when he was 12 and sold it for a profit when he was 13. He has now bought more than 10 businesses and is a national authority on the subject.

 

15/03/2008

My current life...

Work, work and work. That is the thing in my life now. My life = no life.
 
For such a long time, I didn't write anything for my blog, or supposely, I can't find any good time and material for my blog. My new workplace, I would say, the best for me so far. They pay you good and provide conducive environment to work. Slowly and slowly, I am began to work longer and longer hours. Same with all my colleagues, whether thay are engineers, managers, directors, etc; everyone just working more than 12 hours a day. Some even reach more than 16 hours. It is like lifeless working here. I can see myself, bit by bit, I am lured into their group, to become "slave". The money is like drug. Once they give you more and more, you will addicted to it. And once they stop giving you, your life will be devastated.
 
I need to focus on my own objective. My own dream. My big dream. Losing focus means I will stray away. Looks like I need to plan my next step to get back right on track and I need to have disciplined!
 
Now, our market is in volatile. How many people are losing their money? And how many people is taking advantages of this volatility? I just want more time to study and earn from the market. This is the best opportunity and I am missing it. How can!
15/02/2008

9th day of CNY

Today it the 9th Day of CNY. Sharp at midnight, the firecrackers starting to fill up the sky. When I looked up, the sky was bright with lots of colours from the firecrackers. Despite the government bans the firecrackers, there are still a lot out there.
 
Probably, the chinese community in Malaysia is still unwilling to let go the old tradition. The 9th day of CNY is very important to the Hokkien "clan" in chinese community. It is the official first day of Chinese New Year for Hokkien clan. And sugar cane plant is one of the must have because it protected this clan during the time of war. How it protected,..., I think you must study back the chinese history if you want to know.
 
Custom, ethnic and culture is very important to the older generation. In my generation, I can see some of these are mixed to form a new custom, ethnic and culture. Plus, we are moving into Information Age where knowledge is "Power".
I wonder to myself, if it is ok to forget my own custom and culture, little by little. Because a lot of these I don't practice unless taking instructions from my mum :) Then there was one case recently, after performing prayers for CNY, my mum took out a "paper seal" written in chinese words and get my dad to burn it and put the ashes into water. And, my horror (really feel like freak out), my mum put it into smaller cups and asked my to drink. I know I seen this in TV before, but...I just can't drink it. I rejected it but my mum insisted me to drink. Finally, I need to adhere and I "tasted" it only. The water was a bit sweet and there was a burn smell. I never know what is this for. Because in my mind, everything should have scientific explanation.
 
But then, having this custom make me feel proud of my own chinese community. We have long, long history back to China. And yesterday, the 8th day of CNY, is also known as the "People Day". Where everyone should gathers around and have a nice meal. Coincidencely, yesterday is also Valentine's day. So many people asked me whether I have gf or where is mine gf. Intially, I just tell them no but they never believe. Then I told them, my gf is far, far away. Far until I don't know where to look for her,... saying to myself.
 
Happy Valentine's day to all the couples. May the happiness be with you.
 
Another 6 more days to go before end of CNY. Everyone must been very busy preparing, enjoying and celebrating this Chinese New Year.
Having these celebration where everyone is going back for reunion dinner, it reminds that we should never forget where we come from and never forget to cherish the things we still have. We should live our life happily.