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    1/21/2008

    Seven Career Killers

    I just started my new job. As a supervisor. My previous jobs, I had a handful of supervisors to assist me. Now, like demoted and really have to work like a supervisor. Open-mouthed As long as they pay me good, I don't mind what post. I am having good time now with my new job. So much fun. Everyone is eyeing on me. Guess I got to go lower profile to avoid making unneccessary "enemies" especially the hidden ones.
     
    I found this article in Yahoo. It is quite nice. Happy reading!
     

    Seven Career Killers

    John McPhee, Forbes.com
     
    Kudos to the paltry 14% of us who keep New Year's resolutions. The vast majority -- a full 86% -- go right back to our counterproductive ways as it relates to personal health, careers, relationships, and otherwise. Forgo the ever popular New Year's resolution to lose weight and, instead, commit to avoiding a simple list of career-killers that so often result in hearing the feared words, "You're fired," again and again in the course of a career.
    Avoiding these seven deadly sins will also help individuals balance their "whole life" and assure they are ready to take on new workplace challenges as they are presented -- and execute them well.
    Peter Drucker, the famed management author, guru, and teacher said it best: "Lifting a person's vision to higher sights, is the raising of a person's performance to a higher standard." Unless commitment is made, there are only promises and hopes.
    Deadly Workplace Sins
    At least seven "deadly workplace sins" detail key emotional offenses professionals should avoid at all costs to better assure upward career mobility. A few common sense tips will help aspiring pros get on the path to the ever-elusive paycheck promise land.
    Pride
    First, there's pride. Far too many who experience "workplace wins" take full credit for these achievements, regardless of any support or assistance received in the process. What often goes unrecognized is that people around, and especially below, the serially solo-successful resent the egocentricity, and may actually begin to actively undermine that person's efforts in the future. While one's pride wants all due recognition, a team philosophy can build the grass-roots support that can fast-track a career. Indeed, a dose of acknowledgment of and appreciation for one's peers and subordinates, so they may share in some of the glory, can go a long way to foster one's long-term success.
    Envy
    Moreover, while it's OK to recognize other individuals or organizations as they achieve, lamenting "what should have been yours" can be destructive and can adversely impact your own ability to focus on the job tasks at hand. Becoming envious of others in the workplace can sabotage your self esteem, which is one vital characteristic of every successful worker or executive. Rather than being envious, let the accomplishments of others become motivational fuel for your fire in working toward your own successes.
    Anger
    Anger is another motion that needs to be held in check. Begetting nothing but disagreement, dispute, tension or conflict, anger provides no benefit in the workplace. There is simply nothing productive about anger, which impairs one's objectivity, poise and self control. Don't let a bout of righteousness damage your reputation and image in the workplace. It's fine to feel passionately about your job or a project at hand and to disagree with others, but learn how to channel those emotions into actions that will work to your benefit in the eyes of others -- especially your superiors -- rather than against it. Those prone to angry outbursts rarely get promoted; they are seen as being poor leaders who cannot inspire or motivate others.
    Short-sightedness
    One's selfish desire for "more, sooner" is what motivates many in the Western culture to achieve their career goals. But taking this notion to the extreme can and will be self defeating as core values become misguided and life becomes unbalanced in the process. The road to success requires a long term approach in all aspects of one's job duties. Those laser-focused on quick, short-term gains may do well for the moment, but will be ill-prepared to take things to the next level.
    Complacency
    At the other end of the spectrum, sloth, or simply put, complacency and laziness have no place whatsoever in the workplace -- especially for those with high aspirations. Expecting one's past achievements and successes to carry them forward in their long-term career is imprudent. Today's uber-competitive global marketplace ensures that only those who continue to grow, evolve and make fresh contributions of value will succeed. In a global environment where outsourcing is becoming a norm, everyone at all levels of the employment "food chain" is now replaceable. So treat every work day and every project as if your job, and your future at large, depends on it. It very well may.
    Imbalance
    Many individuals move up the corporate ladder so fast that they actually end up failing as a consequence. More isn't always better -- especially if you're not ready for the challenge at hand. It's important to ensure that you are not only professionally ready to take on a new and bigger challenge, for which expectations are equally bigger, but also that your personal life is ready for the new demands and strains to be placed upon it. Achieving career success also includes maintaining a life balance, and a misplaced professional desire can create a backlash both at home as well as amid peers for your perceived obsessiveness.
    Lust
    At times this can spill over to lust. An overly intense desire for what others have achieved at work, or being chronically dissatisfied with one's own status, is a surefire career killer. Spending an inordinate amount of time fixated on what you don't have rather than what you do will foster a bad attitude and negative overall demeanor.
    Above all, one's overall "presence" in the office plays a big part in who gets promoted and who doesn't. No matter how ambitious, it's prudent to be present and make the most out of your current position at this moment in time. Organizations recognize and reward those with a good attitude who make the most of a situation. Winners recognize other's success with sportsmanlike conduct, while at the same time exhibiting an air of confidence that they, and their team, will realize their own great achievements.
    John McKee, founder and president of BusinessSuccessCoach.net, is the author of "Career Wisdom - 101 Proven Strategies to Ensure Workplace Success" and "21 Ways Women in Management Shoot Themselves in the Foot."
    Copyrighted, Forbes.com. All rights reserved.
    1/20/2008

    ...

    I sprained my wrist during the aikido training last week. It was painful. Even now, I still can't twist my hand nor lifting heavy heavy things. However, I still go for aikido class. It is so painful whenever my hand is stretched or twisted. Most probably the ligaments is swelling. The injury become bad. Now, I have to wear wrist band and rest for few days.
     
    I learned something here; never push to limit, always must keep some reservations. To have resources to prepare myself better for a comeback.
    1/14/2008

    Truly inspiring. Never look down on yourself.

    I am just speechless. It is so fascinating everytime I play and replay this video. And I just learned how to embed video. Open-mouthed

           

    http://www.youtube.com/watch?v=1k08yxu57NA

    This is just one example; "Not everyone can be very successful, but the very successful ones can come from anywhere and anytime." Believe in yourself and never afraid to fail. Failure is a great teacher to success.

     

    1/9/2008

    Learn from these two guys, Bill Gates and Warren Buffett

    Subject 1: High school address from Bill Gates

     

    High School address from Bill Gates to: MT. WHITNEY HIGH SCHOOL in Visalia, CA.
    Love him or hate him, he sure hits the nail on the head with this!
    To anyone with kids of any age, here's some advice. Bill Gates recently gave a speech at a High School about 11 things they did not and will not learn in school. He talks about how feel-good, politically correct teachings created a generation of kids with no concept of reality and how this concept set them up for failure in the real world.

    Rule 1: Life is not fair - get used to it!

    Rule 2: The world won't care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself.

    Rule 3: You will NOT make $60,000 a year right out of high school. You won't be a vice-president with a car phone until you earn both.

    Rule 4: If you think your teacher is tough, wait till you get a boss.

    Rule 5: Flipping burgers is not beneath your dignity. Your Grandparents had a different word for burger flipping -- they called it opportunity.

    Rule 6: If you mess up, it's not your parents' fault, so don't whine about your mistakes, learn from them.

    Rule 7: Before you were born, your parents weren't as boring as they are now. They got that way from paying your bills, cleaning your clothes and listening to you talk about how cool you thought you were. So before you save the rain forest from the parasites of your parent's generation, try delousing the closet in your own room.

    Rule 8: Your school may have done away with winners and losers, but life HAS NOT. In some schools they have abolished failing grades and they'll give you as MANY TIMES as you want to get the right answer. This doesn't bear the slightest resemblance to ANYTHING in real life.

    Rule 9: Life is not divided into semesters. You don't get summers off and very few employers are interested in helping you FIND YOURSELF. Do that on your own time.

    Rule 10: Television is NOT real life. In real life people actually have to leave the coffee shop and go to jobs.

    Rule 11: Be nice to nerds. Chances are you'll end up working for one.

     

     

    Subject 2: "Live a simple life", Warren Buffett

     

    There was a one hour interview on CNBC with Warren Buffett, the second richest man who has donated $31 billion to charity. Here are some very interesting aspects of his life:

    1. He bought his first share at age 11 and he now regrets that he started too late! (I bought mine at 23! Far too late!! )


    2. He bought a small farm at age 14 with savings from delivering newspapers.


    3. He still lives in the same small 3-bedroom house in mid-town Omaha that he bought after he got married 50 years ago. He says that he has everything he needs in that house. His house does not have a wall or a fence.


    4. He drives his own car everywhere and does not have a driver or security people around him.


    5. He never travels by private jet, although he owns the world's largest private jet company.


    6. His company, Berkshire Hathaway, owns 63 companies. He writes only one letter each year to the CEOs of these companies, giving them goals for the year. He never holds meetings or calls them on a regular basis. He has given his CEO's only two rules. Rule number 1: do
    not lose any of your share holder's money. Rule number 2: Do not forget rule number 1.


    7. He does not socialize with the high society crowd. His past time after he gets home is to make himself some pop corn and watch Television.


    8. Bill Gates, the world's richest man met him for the first time only 5 years ago. Bill Gates did not think he had anything in common with Warren Buffet. So he had scheduled his meeting only for half hour. But when Gates met him, the meeting lasted for ten hours and Bill Gates became a devotee of Warren Buffet.


    9. Warren Buffet does not carry a cell phone, nor has a computer on his desk. His advice to young people: "Stay away from credit cards and invest in yourself and Remember:
    A. Money doesn't create man but it is the man who created money.
    B. Live your life as simple as you are.
    C. Don't do what others say, just listen them, but do what you feel good.
    D. Don't go on brand name; just wear those things in which u feel comfortable.
    E. Don't waste your money on unnecessary things; just spend on them who really in need rather.
    F. After all it's your life then why give chance to others to rule your life.

     

     

    So, from me, Chen Hing, I feel that it is best we learn from these two successful guys. Sometimes, we are too hook up with our daily routine which makes our life so complex that we forget that things in life are much simpler than it look.

     

    Those who wish to seek true freedom must first find the meaning to live. So that you will not lose your focus when you are on your way towards it.

     

    1/7/2008

    Job...Good Job or Bad Job (2)

    Survival at job is critical. And I just realised that and lots more that I don't know. (So much foolishness in me!)
    I went in this company and after four months, I opt for a change again. These few days will be my last days in this company. I have been thinking much lately. Those who be with me seeing I am quieting down.
     
    Everyone says I am changing for good. My closest subordinates also asked me to change job for good since day one. Can you imagine that! Then lots more people who work 20, 30 even 35 years asking me to leave by everyday, every week and every months. Even managers said that to me. At the beginning, no one understand why I joined this company then only less people who understand.  I stayed on for four months until now looking for a reason. But I never found one, the very genuine ones for me to stay on. Most probably I don't have the faith to stay on anymore.
     
    Too many people who stays long enough that changed them into very negative without they realising it. I feel pity for them. When I joined this company, these people laughed at me saying I am a foolish ones to join. When I am facing troubles, these people would just stand aside to see me fail. But I never want to give up in front of them. When they learnt about my resignation, they are laughing and telling me, directly at my face, waiting for me to leave. I never feel angry at these people. I feel pity and sad for them. Because very soon, I will be standing outside from the fence of this company looking at theim continuing their lives. In this company, these people is like a body without soul anymore.
     
    However, there are still good and great people working inside this company. These people always encourage and motivate me to move on. These people spotted my mistakes and corrected me before it got into deeper troubles. They are the people I look up to when I am facing problems. Thankfully, I meet them.
     
    I have been looking for my failure in this company lately. No one would tell me direct to my face. Everything is blamed on other people and the management. But someone, a friend, a person with wisdom who always give a fair judgement, really enlightens me.
     
    Now, I know if I can't work in this company, I can't guarantee myself will work anywhere. This is a fact. And I also learn that wisdom and knowledge is not same. You might have high knowledge but with low wisdom, you will never survive anywhere. A person with high knowledge can be easily identified by seeing his qualifications like Master degree, PhD etc. But if you have no wisdom, you will never able to apply the knowledge, never able to influence others, never able to lead anyone and never able to gain respect by others.
     
    In my new coming company, I will be humble but not soft. I will be knowledgable and wisdom. I will learn their work, culture and the people. The most important, I must learn to adapt well and not to change the company first. Be practical but not idealistic. Hopefully, I will be stronger after this.
    1/6/2008

    For thy sweet love remembered, such wealth brings...

    When in disgrace with fortune and men's eyes,
         I all alone beweep my outcast state,
    And trouble deaf heaven with my bootless cries,
         And look upon myself, curse my fate,
    Wishing me like to one more rich in hope,
         Featur'd like him, like him with friends possess'd
    Desiring this man's art, and that man's scope,
         With what I most enjoy contented least:
    Yet in these thoughts myself almost despising,
         Haply I think on thee, - and then my state
    (Like to the lark at break of day arising
         From sullen earth) sings hymns at heaven's gate;
    For thy sweet love remember'd such wealth brings
    That then I scorn to change my state with kings'.
    1/1/2008

    An Off Road Adventure

    Last Sunday, 30 Dec 2007, my friend drove his newly bought Nissan Frontier for an off road experience.
     
    So, we start our journey at 2pm and looked for a good place to test out. We scouted along the roads from Batu Caves to Ulu Yam. Equipped with my friend GPS system in his PDA so that we won't lose our direction. But we do found a lot of roads un-registered into the GPS map. So, technically, we are not on the road but on some terrains in the GPS and the coordinates is still shown in the screen there. This is totally awesome.
     
    We got off from the main road many, many times to look for some good terrains. Most of them are just normal tarmac. What a let down. Until the very final ones, it was totally crazy things to do. Please know that the Nissan Frontier is just a normal 4x4 vehicle. The tires, body, suspensions etc are just very normal and not designed to climb hills or crossing rivers. But we did all that at the final course.
     
    When we reached the river, we clearly saw a few guys are bathing there. Just only few meters down the stream. We just like ignoring them. So, one of us went down and surveyed the depth of the river. After checking all OK, and convincing the driver and owner of Frontier to go ahead. When we were on the river, we can heard a few guys shouting at us. Probably calling us mad. And we did safely crossed the river. After the river, there is another much more exciting terrain lies in front. We saw a slope. A very high ones. Probably more than 30 degree of gradient. Maybe 45 - 50 degree. So, this time, I went down and surveyed the terrain. It was quite taxing for me to climb. So, I climbed one hill after another. It was like endless. I stopped after climbing three hills. Then, I found myself got a bit trouble getting down. It was definitely too steep. When I was going down, it was like a snow surffing downhills. Not much brakes available. To cut the long story short, we decided to climb the hills with the Frontier. It was a total adrenalin rush. When you are sitting inside, it was like looking up the sky. After that, we decided not to go any further on climbing because the hills are getting steeper and steeper. So, we make a U-turn. It was so difficult to make a U-turn, because we were on the hill side! Any wrong move, we will just slip and fall about few hundreds feet below. So, after U-turn, going down is truly another superb experience. Much more fear and excitement than in a roller coaster. Just don't know how to describe anymore.
     
    This kind of excitements I get when I am doing my investment too. My blood boils everytime I see opportunities. Just like this adventure, we scouted a lot of places before getting good ones. In the market, I also scouted a lot of deals before making one, the good one. Because, there are so many bad deals in the market and we need to see with our "eyes". And from this adventure, I learned about control. Every aspects of the Frontier are critical; not only the tires, suspensions, engine, wheel lock, driver's skills but also side mirror, seat belts, air con, etc. The riskier the adventure, the more details of attention you need to pay into to avoid making costly mistake. It is all about control. The more control you gain, the lesser the risk going to be. It gives me a better understanding for me to do my investment further. At least now, I know there are lots more for me to learn.
     
    We have some videos recorded. Most recorded at those exciting places. But sadly, I still don't know how to upload into here. Those who wants to watch them have to come to my house. This is one of the good crazy things to do before end of 2007! Adios.

    A New Year ~ 2008

    Another year had passed and another year has arrived. Feel like time is passing to fast.
    People say it is good to make new resolution at every new year.
     
    So, what is your resolutions? Mind to share some here?
     
    And also I would like to give a welcome to the my new friends who join my blog, recently. They are yinkang, carolyn ngoh and Arc. Hope you enjoy reading my blog and feel free to put in any comments that comes into your mind.
     
    Happy New Year to everyone!
     
    And I wish you all the best and your wishes come true.
     
     
    12/22/2007

    Mind your Own Business

    When it comes to money, everyone get very sensitive. Some might even fight and severe the ties with their family members because of money. This no longer the uncommon issue to all of us.
     
    I always believe that you will get what you earned for. It depends on how much you put your effort in and how legal is your way of doing it. Effort and righteous is the way of success without "failing" the people who help you around. The term "failing" can means using, stepping or even back-stabbing.
     
    I have been to many organizations and companies as much as I could. It is a wonderful experience everytime I have this chance. Some is deemed to be successful yet fail. Some has been successful for decades and yet fell and closed down in a year. And some are unexpectedly turned out to be huge success. I feel important that we should pay a little bit attention into these issue especially most of us (who are reading my blogs) are employees of someone or self-employed.
     
    From my deductions, there are two factors which are unseparable which a company must has; discipline (morality) and system adopted.
    If the employees has a good morality, it will directly turns out to be a good discipline team that willing to do anything and everything. And the company must have some good management systems to adopt. There are so many in the market now i.e. ISO, 6 sigma, 7 QC tools, TPM etc. All of these systems are stressting on one thing; continuous improvement. System needs the people to work. Especially people with brain.
    In the other hand, if the morality is bad, the discipline is bad, the system which bad employees is working on will also turns bad. Everything will become disaster. You will notice this with much earlier sign when you go for a company. You can ask anyone from the receptionist, cleaners, operators to the people who sitting in the office about how they feel about the company. They will give you a good impression about the company. I always did that when I go for an interview. If you hear that "The people is not happy about the management, the management is controlled by a powerful political sub-group inside the company, exhausted and tired employees or the people around is promoting unhealthy habits of working"; these are the signs of the disaster coming.
     
    Have you ever wonder why you need to pay when you go for a concert where people like Micheal Jackson, Mariah Carey, Backstreet Boys, SHE, Jacky Cheong are singing? Then you need to pay when you sing karaoke with your friends in Sungei Wang. Basically, the artists are singing and you are singing. But they sing and you pay. And, you sing, you pay. Why? The reasons? It is because the artists make you happy. So you must pay them. The karaoke's boss is making you happy, so you must pay him too. You get the idea?
     
    Therefore, if you need them to make you happy, you need to pay them. In reverse, if you able to make them and everyone else happy, they will pay you. It is just as simple as that. This is the simplest example and yet many has notice this and use it. Another example, in my ex-company, I able to make my manager happy. I also make my GM happy. And I did share and make my team happy. At the end, my boss pays me well and everyone happy including me.
     
    So, moral of the lesson is... if you only thinking to guard you own rice bowl without caring for the people (the partners, colleagues, subordinates etc) around you, you will end up lonely, de-moralised, plunged into office politics and worst, you will recruit the others to follow you. If more people going the wrong way, the faster the growth and survival of the company will reduce to ZERO.
     
    When I mean "Mind your own business" that means taking a good care of yourself. Live your life with good confidence in life. If your only income comes from your pay slip, then you will very very sensitive to your work. You will afraid to make mistake or afraid to stand on the right path even though your boss made a wrong decision. You will only feel safety in numbers. This is what they say. Easily and slowly, you will reduce into just a body without a soul. By just merely following what the others are doing. No more new ideas to develop, no more creative methods to try etc. That's why I think everyone should has a investment (whether small or big) where you get the second pay check. I prefer to stand with two legs than one leg.
     
    If you are good employee, basically, you are managing your boss asset. You will never get richer than your boss by just being an employee. Your boss will get richer first before you. And you will be only taught in best how to do your job and nothing more. So, you got to manage your own asset. Before you start, identify what are your assets and what are your liabilities. From there, you will know what to do after that. In two years, where I started my investment plan, I am working hard to expand my assets column. Everytime I failed, I assessed myself. And after that, I knew I will be stronger than yesterday.
     
    Today, something has inspire me to write this blog. Just happen to me what to put at the end of here. Please...
    "Not everyone can be very successful, but the very ones can come from anywhere, everywhere"
    12/8/2007

    My Goals

    People needs to have goals in their life. I like and respect the people who set their dreams and strive for their dreams. Those who I see without any goals nor dreams in their life, I labelled them as Laggards. These are the people who lost control of their life and never intend to fix it back. They will never have big success but keep blaming everyone, the government, the country and keep making excuses the whole of their life. They just simply lost the confidence to live. My advice to you if you meet with such people, get as far away as you can from them.
     
    When you are thinking about your dream, you should think big. I dream very big. Bigger than anything that my family members (except my dad) could imagine. When I dream big, I will work on it. Turning dream into inspiration and becoming reality. These are so called self motivation and confidence. I never afraid to fail. When I fail, I pick up myself and make a come back with stronger of me. It is because failure is the best teacher.
     
    I put my goals (so-called my dreams too because I know it is achievable) into three terms.
     
    Short term: In five years from now, where I will be 30, I will have my assets valued at RM 1mil. In my context, asset means something that is generating money. Liability is the opposite of asset which means something that drains out your money. A lot of people asked me why I still don't want to change my car. Car is an asset. Same in buying house. Everytime when we go to get a loan to buy house, there will be so much bank personnel waiting to give you a loan if you have a stable income. They will tell you buying a house is an asset. Well, they are not lying, but they didn't tell the truth either. As an user like me, car and house are equally the worst liability I could take. Do you know if you buy a car in Malaysia and in Singapore actually you are paying the most expensive price in the whole planet! A car is only going to drain my money out. It will makes the banker rich because I am paying installlment to him, it will makes the petroleum onwer rich because I am paying for the petrol, and it will make everyone rich because of the maintenance, spare parts etc except me. Buying a house by paying installments will make the bankers rich and make me poor. That's why the banker will always say house is an asset. Well, the truth is, the house is the banker's asset. The moment you can't pay the installment, they will "lelong" your house.
    So, what do I mean with my asset valued at RM 1mil? It would be the stocks I am holding or the property that I owned. These will have capital appreciation, dividends or rental income which I put this as in asset category.
    If you come to me telling me car is an asset, I would think that you are either too foolish or very wise (which you are the cars' onwer wanting to sell them).
     
    Mid term: It would be 15 years from now. I will have my asset generating net income of RM 1mil yearly. I will be 40 where I already achieved financial freedom. I don't want to work my whole life. That's why I start planning now. Financially free means I don't have to work anymore. I can spend more time with my family and kids (if I have), go anywhere I want, live comfortably and luxuriously etc. I hate waking up every morning and tense up myself upon reaching my workplace. 15 years is very long from now. But not long if you don't realise that time is passing so fast. I want to achieve my mid term goal before the 15th year from now. I know it would take me around 10 years to 15 years from now.
     
    Getting excited?
     
    Long term: Haha...I am not going to tell you this. I am keeping this a secret. I want to build my dream. Pieces by pieces, cubes by cubes, so that I will have a strong pyramid that can withstand any catastrophe that is coming my way. That's why from last year, I already set out to achieve three things now for my long term dream. Firstly, financial freedom, where I plan my investment and build my income passively. Secondly, education, that's why I determined to have a master degree technically so that no one can fool me. And thirdly, human management, where this is the greatest difficulty when dealing with human. Once my ex-GM said, he will paid me any amount if I can gain control of human. No one can do that except you turn them into zombie. Doesn't look feasible, right? That's why I quit my first job to join my current company. I am leading a team of 60 people. My supervisors have been working for this company more than 30 years. The most junior ones also been servicing for at least 15 years. And me, newly join, three months. Just three months, it teaches me well. It teaches me to be tough. Tough enough to deal with tricky, political, cunning and problem creators that knows the in and out of the company. It is a good training.
     
    So, what you going to do after reading my goals? It is time to set your goals and work for them. If you already have your goals, continue in what you already been doing. Never give up. If you already achieved you goals and dreams, big congratulations to you. Life is about satisfaction. Satisfaction of being where you are.
     
    So, how can I make it? How to make my dream into reality? It is simply by just using your mind and do it. Use your mind to look for money, not your labour. With knowledge in mind, you can have leverage. To do more with less (that's why I love aikido so much). To do more with less. And of course, I can't get this far without my mentors and close network of friends. I choose the words of advice I want to listen too because I want to be successful to achieve my dream. That's why I choose my friends. So here, a little note of appreciation to my mentors, friends and peers which show me the road to my dream.
     
    Robert Phang, a GM in my previous company. He is a great leader with great vision and great capability. He is both a qualified lawyer and a qualified accountant. Sometimes, he planned so far that none of us can see his vision. A man who can motivate me when I am down, a man who can inspire me when I am full of energy. He is already a millionaire. But still running a company just because he wants to turn a dream into a reality. A dream share by everyone, from him right until the operators. He had taught me a lot of soft skills and yet there are more to learn.
     
    Chan TK, my ex-superior, a manager who understand me well. A person who gives all his guidance and support whenever I need them. We had a great time working together. From managing and running the steel manufacturing plant until researching which stocks to buy in Bursa. haha...not many people can have all these in one time, right? More interesting, working for him for so long, he never raise his voice against me. Never scold me even though I had so much of wrongdoings. Open-mouthed
     
    Nelson Wong, a person I met few years back during a 8-9 days trip to China. He is the head of training department in a financial institution. A person who very devoted to Buddha's teaching. We keep in touch in email. Everytime of his replies, his words strengthened me spiritually. A balance need to be created and maintained within oneself. If I lost my balance, I can never do any good for the society.
     
    George Ong, my ex-superior during my practical training. We still keep in touch once awhile. He is the head of Research and Technological Analysis department. A person who really give me very good advice whether in my work, my career, my financial plan, my life and almost everything. He is good. Very good.
     
    My peers, Haw Sim, who have the same dream with me to achieve financial freedom. He has his way and I have my way. We meet up occasionally to share the experience we went through. Every of our meetings were so much of fun and excitement. We learn a lot from each other and we will continue to learn.
     
    Matthias, a friend I met during my undergrad in a bus from Johor back to KL. He has started his journey to financial freedom much much earlier than me even though he is few years younger than me! Unbelievable. He has a very structured portfolio in investing. I always heed for his advice when I has uncertainties in my investment plan. And he always give good advice. Can you imagine that, I am taking advice from a person few years younger than me (and I graduated my undergrad only three years ago. you can imagine his age now). I believe age is not a factor for investment.
     
    Well, my aikido instructor, Tee sensei. I have taken up aikido about a year now. And I love it so much. I just moved up from beginner class to advanced class. On average, the students will take three years to move from beginner to advance. I am doing much faster and happier. The art of aikido is so fascinating. I can see it much as same when I am investing. That's why I like aikido and investing at the same time. Both are much alike.
     
    And lastly but not least, is my Dad. He is the person supporting me educationally and financially. He is my greatest mentor in investing. Almost everyday, we will research and discuss about good stocks to invest. We get together most of the time, whether in the house or outside in shopping mall. That's why is making my mum so jealous. I never realise the importance of investing until two years ago. During my school time, I often get money from him and spent lavishly. Surprisingly, he kept giving me money. Thinking back, I was so foolish. I am so sorry for that, Dad.
     
    What I want to say is I feel so proud to meet them. I will work with them for any chances that I have. I listen to them and take their advice seriously. This small group of people are the people who shapes me. I am happy to meet with them in my life. Well, there are lots more of great people out there. I will be coming to meet and make friend with you. Then I will keeping getting stronger and stronger.
     
     
    So, who says you can't make money in Malaysia?
    12/1/2007

    Why you need to be rich (2)

    Suddenly I realised that blogging really takes a lot of my time. Well, blogging is not only just typing but you need to think what to blog to catch the viewers' interest.
     
    So, today, I shall write more about "Why you REALLY need to be rich?" 
    Before I start, a lot of people come to me and ask me how to be rich. Definitely, I don't have the right answer yet because I still can't say I achieve financial freedom yet. So, I believe that one must seek the inner truth of himself for him to seek wealth. Because there is a strong will to do it, he will success. People say, "You teach him how to fish, he will be able to catch fish and feed him for the rest of his life". Well, it is true.
    But why do he need to fish in the first place? Maybe after knowing why, he will put more effort to do the right thing.
     
    So, shall we start?
     
    The real problem is the education. The people is educated to their profession but money management is one of the subject never been taught in school. Both Donald J.Trump and Robert T.Kiyosaki has indicate in a book that the perfert storm is coming to US and gonna hit any other countries as well.
     
    1. A growing trade deficit
    In 2006, the US trade deficit was forecasted to reach $423 bil. If you average out to every household, this means every family will earn $5000 monthly but spending $6000 monthly. Well, you can guess how many people in US actually has savings in their accounts. With the current rate, this problem will only grow bigger and bigger.
     
    2. Growing national debt
    Under 42 Presidents, from George Washington (1789) to Bill Clinton (2000), borrowed a combined total of $1.01 trillion. In Yr 2000 until 2005, the Bush White House had borrowed $1.05 trillion - more than all the total combined amount all of previous administration.
     
    3. A falling dollar
    All money is backed with gold. If the country slumps, it's currency slumps too into just a piece of paper. Everyone is aware that inflation is everywhere now. What you can buy with $100 now you may have to pay $150 in ten years later. Just compare the prices of gold, oil, gas, steel etc 10 years ago with now. You will find the price has been escalating high!
     
    4. Baby boomers without money
    As I mentioned in my previous blog "Another Trip to Midvalley 18/11/07", the baby boomers might find their life savings may not be there form them anymore. In US, 75 million baby bommers will begin to retire. Easily, it will wipe out the other new/current contributors to the life savings.
     
    5. An entitlement mentality
    Since millions are lack of financial resources, they turn to the government to care for them. If government don't take care of them, who will. As now, the Social Security is in debt of $10 trillion and Medicarein debt of $62 trillion. The people just consume more than they can earn, lend more than they can afford. And in the end, more money will be printed to solve this problem. This will only lead to another bigger or much bigger problem.
     
    6. Oil price
    It is really matter of time the oil price will hit over $100 per barrel. If oil price goes up, everything will goes up too. In the end, it will push to consumer to carry the burden. Even though, so much researchs have and had been carried out for the alternative of energy source and yet none are commercialised. Why? I believe greed is the root cause.
     
    7. Tax break for the Rich
    Until now, the Rich always pay lower tax than middle class or the poor class people. Read "Rich Dad, Poor Dad" then you know what I mean. The Rich knows how to pay themselves first before paying others. The others pay to everyone before paying themselves. And Tax laws are usually made by the Rich.
    "Golden Rule: The best way to change the rules is to first get the gold. If you have the gold, then you have more power. When you have more power, you make the rules. As the Real Golden Rule states: Do unto others as you would have them do unto you." - Donald J.Trump and Robert T.Kiyosaki.
     
    So, if you just read through the seven items above and nothing comes to your mind, then we really don't share the same frequency.
    What is happening and going to happen in US will be going to be the same here. I think you can easily imagine and judge our current situation now.
     
    Besides, the "sure" coming catastrophe, can you quarantee you able to work 30 years safely until retirement? (*psst. touch wood, touch wood, touch wood) How many people you see that instantly lost of job because of an accident, mishap or illness? It is happening randomly to anyone, at any age, at anywhere. I saw many in just 3 years of working. And it is a very sad things that these things always happen to them "un-prepare". They still have kids and family waiting them to feed, their housing and car loans to pay, basic necessity of life to survive, etc.
     
    What I mean here is our life is tough. That's what makes us strong. But we can't stay ignorant hoping the God or government or somebody else will come to our aid. We aren't so lucky always. We are moving to Information Age. Staying the mindset of Industrial Age will no longer bring you to new height, but at least, it can keep you survive by struggling hard. Why do we need to struggle so hard if we know there are correct ways of doing things?
     
    I feel that everyone should have their own investment plan. By contributing to EPF, means you are actually investing into EPF. But do you have control on your money invested? I believe not until you reach age 55. I don't like myself to be binded or caged. I like freedom. I know freedom doesn't come easily. That's why I struggle for it. Work hard and at the same time, be very smart.
     
     
    11/24/2007

    A Malay Child of Merdeka

    DR AZLY RAHMAN is a transcultural philosopher rooted in the tradition of Critical and Chaos Theory. Born in Singapore, raised in Johor Baru, he was a child of Malaysia’s experiment in humanistic education: Maktab Rendah Sains MARA Kuantan. A member of The International Honor Society in Education.

    Azly holds a  Doctorate in International Education Development from Columbia University, New York City, and Masters in four areas: 
    International Affairs,Education,Communication, and Peace Studies.
    He has taught in
    Malaysia and the United States in a multitude of settings and in diverse fields such asPolitics/International Relations, Education, American Studies, Philosophy/ Humanities/Cultural Studies, and History/Foundations of
    Civilizations.
    His interest lies in deconstructing 'hegemony and totalitarianism' and to explore the possibilities of creating one's personal republic that will challenge and transform the post-modern state. 

    He can be reached at: aar26@columbia.edu

     

     

     

    Sometime ago in a column I wrote the
    following:

    We are in the 21st century. About three years from now, we will arrive at the year 2010. The non-Malays and non-bumiputeras have come a long way into being accepted as full-fledged Malaysians, by virtue of the ethics, rights and responsibilities of citizenship. They ought to be given equal opportunity in the name of social justice, racial tolerance and the alleviation of poverty.

    Bright and hard-working Malaysians regardless of racial origin
    who now call themselves Malaysians must be given all the opportunities that have been given to Malays since 40 years back.

    Islam and other religions require this form of social justice to be applied to the lives of human beings. Islam does not discriminate one on the basis of race, ethnicity, color, creed nor national origin.
    It is race-based politics, borne out of the elusiveness of nationalism, that creates post-industrial tribalistic leaders; leaders that will design post-industrial tribalistic policies. It is the philosophy of greed, facilitated by free enterprise runamuck that will evolvingly force leaders of each race to threaten each other over the control of the economic pie.
     

     


    This is the ideology of independence we have cultivated.

    I want to elaborate the point further:

     

    A Malay Child Of
    Merdeka


    As a child born into a Malay family a few years after the shouts of "Merdeka" filled the nation's stadium, and as a child privileged to be given the opportunities accorded to a "bumiputera," I have a statement of hope to convey to our nation.

    As an adult growing learning multiple ways of knowing about the world, through people of multiple cultures, I often ask the question of what will happen to the children and grandchildren of Mr Wong, my Jawi teacher in Johor Bahru, Ah Lan the lady who taught my mother how to sew clothes for a living, Dr Das who treated my childhood illness and taught me how to be "patient" about wanting to make changes in the world, Mr PV Kulasingam my fearful headmaster, Miss Chan my favourite Maths teachers who suddenly became angry at me a day after the May 13, 1969 riots, Miss Yap and Mr Ambrose my English teachers who taught me to love the language when I was struggling with other subjects, and countless other "non-Malays non-bumis" 
     

    I have come to be indebted to – those who have contributed to the "subjectivity" of what I am as a "cultural being living in an ever changing and evolving world of shifting cultural constructs."  In short, I ask the question – what have this nation done to the children and grandchildren of these people through the policies we create to alienate each other?


    Because in my profession as an educator, questions are more important than the answers, I present them as such below:

    After this Merdeka, celebrations will we all be called the "new bumiputeras"? Will the false dichotomy of "Malays" versus "non-Malays" and "bumiputeras " versus "non-bumiputeras" be abolished?

     

    Will we come together as "true blue Malaysians" that will progress through the guiding national development philosophy crafted by the principles of scientific socialism, multiculturalism, affirmative action and meritocratic principles in a balance, and the respect, cultivation, and preservation of indigenous cultures that sustain the dignity of each race?

    Will more financial aid be given to the deserving students of all races?
    Will more scholarships be given to "non-Malays" or "non-bumiputeras" so that they too will enjoy the fruits of labour of the parents and grandparents
    who toiled for this nation? Will more deserving "non-Malays" be given the much needed aid to study abroad and to come home and serve, so that they will take pride in building the nation that has been kind to them? 

    Will this new preferential treatment cure the ill-feeling and silent animosity over the awarding of resources amongst the different races?

    Will the children and grandchildren of great Malaysians – Soh Chin Aun, V Arumugam, Santokh Singh, (the grand-daddies of the real Beckhams of the Malaysian cultural iconoclasm) and Andre Goh, M. Jegathesan, be given scholarship they deserve?

    Will preferential treatment be given to those born after the
    Aug 31, 1957 to their children and grandchildren as well?

    It will be a shame to the hard work of the "founding fathers" of Merdeka if we do not work towards providing equality, equity, and equal opportunity to the children of all races. It would kill the spirit of Merdeka.

    Our Merdeka gone astray?

    This Merdeka, we have gone astray. Race-politics has reached its boiling point. It is predictable as a consequence of the outgrowth of
    politics in a pluralistic nation. Scholars who write about the difference between nationalism and socialism have predicted the bankruptcy of the former, in an age of globalisation and mass consumption – in an age wherein blind nationalism has become a blinder for the politics of plunder.

    This Merdeka, let us extend our special rights to all who deserve to live a life of dignity, based on the principles of universal declaration of human rights. In a nation where in the three major races help build the nation,
     the nation must now belong to the children of all these races.  

     

    It is the logic of the brighter side of Social Darwinism – that all must be made fit to survive, not through natural selection but through an inclusive philosophy of developmentalism. It is an antidote to racial discrimination based on a sound philosophy of peaceful evolution.

    We cannot continue to alienate each other through arguments on "social contract" that is alien from perhaps what Jean Jacques Rousseau
    the great wrote about some 300 years ago – a philosophy that inspired the founding of America, a nation of immigrants constantly struggling (albeit imperfectly) to meet the standards requirements of equality, equity, and equal opportunity especially in education.

    How do we come together as Malaysians, as neo-bumiputeras free from false political-economic and ideological dichotomies of Malays versus non-Malays, "bumi" versus "non-bumis' and craft a better way of looking at our political, economic, social, cultural, and psychological, and  spiritual
     destiny – so that we may continue to survive as a species of Malaysians the next 50 years?

    As a privileged Malay and a "bumiputera", I want to see the false dichotomies destroyed and a new sense of social order emerging, based on a more just form of linguistic play designed as a new Merdeka game plan.
     


    Think Malaysian - we do not have anything to lose except our mental chains.
    There is still a reason to celebrate.

    --------

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    your friends and if you do not like it, just destroy the original message. If by any reason, you are offended by the message, please accept my apologies as the message is not intended to offend.

    Thank you.

    KLCC Investment Exhibition

    I just came back from there. It is not a big scale. They have various type of investments. You will be suprised that you even can invest in wine. It is not a new thing for them. It is just we are not updated.
     
    I have my investment portfolio already. I went there to get more exposure and more new ideas. I don't invest with them who doesn't share the same portfolios as I have. Although, most of them promising high return with low risk. No specific reason for me not to join them. I just don't like diversification. However, it is a good trip to visit to get a feel of investing if you are just about to start.
     
    It is still on now. For today and tomorrow (25/11/07) 10am to 7pm. Good Luck!

    The meaning of Wealth

    For many people, the word "Wealth" means $$$ (money).
     
    To me, Wealth can be put into six dimensions. Each dimensions are very important to me. That's why what I have been doing is to maximise all the six dimension of wealth. Then only I can say I have a healthy wealth.
     
    1st: Financial
    I invested and investing a lot of time to think. Time = money; that's what people say. I constantly looking for the best way to invest and earn money without relying just on my paycheck. Utilizing this wealth to support the financial needs of maintaining my life and lifestyle. People always say, "Live below your means". I don't agree with that. I live to expand my means.
     
    2nd: Family
    I must have a caring, positve and productive relationship with my family members. Using the wealth I have is not to distant my relationship with them but to stay connected and united. Many know this, but yet less are practising it.
     
    3rd: Physical
    Caring for your body. I have a weak body since young because I neglected to listen to my body. But now, I am practising aikido. And I am practising real hard. I have five days of classes per week. Every week, I will join at least three classes. I concern about my body. Through aikido, I learn more about my body and the harmonious with nature. Having a good body now, I don't get fatigue easily. At least, I can do whatever and whenever I want.
     
    4th: Mental
    Of course this is also the important ones. Knowledge is power. I use my mind constantly to invest in new knowledge and insights (which these are the very expensive ones). And I used a lot of my time to invest in thinking. Many are missing out these which translate of big losses in wealth dimension.
    Work to learn and not work for money. This is what the rich and successful people are doing. It is sad to see a lot of our friends and family members are working for money.
     
    5th: Social
    This dimension involves building and maintaining a healty relationship with anyone that you want to interact. They can be your friends, colleagues, neighbours, relatives or any other living persons. I put the words "want to interact" because I choose my social networks carefully. I choose people with positive energies. I don't like people who just complaining about others and do nothing about it. These are the people who stays ignorant and lose control of their life. Negative energies can be very influential, but I think the postive ones are also very powerful.
     
    6th: Spiritual
    This spiritual dimension examines your wisdom in using your wealth to achieve your higher purpose in life. In here, you are challenged to use your wealth in the areas that will inspire and uplife you to the timeless truth. That's why I started this blog to share my experience with everyone. Even though, I can't put myself as a successful person yet, but I want to grow with everyone. I want to reach out to anyone who wants to join me to help the community and mankind. If you are very wealthy in the means of dollar signs but never taps into spiritual wealth dimension, you are missing big piece of life.
     
    I urge everyone who read this to maximise your wealth in all six dimensions instead of one or two. You will feel the truest sense of wealth if you able to do so. I came across these dimensions when I read an article about "Maximising the 6 dimensions of your wealth" by Yap Ming Hui (probably a Malaysian). I feel proud of him.
     
    Someone asked me, "If you are wealthy, can you guarantee your character won't change?".
    I said no. I will change to help more people. To fulfill all the six dimensions. I will change for good.
    11/21/2007

    Why you need to be rich

    To my friends out there,
     
    May I know why you want to be rich?
     
    or
     
    Is there anyone out there who does not want to get rich? Why?
     
     
    11/19/2007

    A Message by George Carlin...

    The paradox of our time in history is that we have taller buildings but shorter tempers, wider Freeways, but narrower viewpoints. We spend more, but have less, we buy more, but enjoy less. We have bigger houses and smaller families, more conveniences, but less time. We have more degrees but less sense, more knowledge, but less judgment, more experts, yet more problems, more medicine, but less wellness.

    We drink too much, smoke too much, spend too recklessly, laugh too little, drive too fast, get too angry, stay up too late, get up too tired, read too little, watch TV too much, and pray too seldom.


    We have multiplied our possessions, but reduced our values. We talk too much, love too seldom, and hate too often.

    We've learned how to make a living, but not a life. We've added years to life not life to years. We've been all the way to the moon and back, but have trouble crossing the street to meet a new neighbor. We conquered outer space but not inner space. We've done larger things, but not better things.

    We've cleaned up the air, but polluted the soul. We've conquered the atom, but not our prejudice. We write more, but learn less. We plan more, but accomplish less. We've learned to rush, but not to wait. We build more computers to hold more information, to produce more copies than ever, but we communicate less and less.

    These are the times of fast foods and slow digestion, big men and small character, steep profits and shallow relationships. These are the days of two incomes but more divorce, fancier houses, but broken homes. These are days of quick trips, disposable diapers, throwaway morality, one night stands, overweight bodies, and pills that do everything from cheer, to quiet, to kill. It is a time when there is much in the showroom window and nothing in the stockroom. A time when technology can bring this letter to you, and a time when you can choose either to share this insight, or to just hit delete...

    Remember; spend some time with your loved ones, because they are not going to be around forever.

    Remember, say a kind word to someone who looks up to you in awe, because that little person soon will grow up and leave your side.

    Remember, to give a warm hug to the one next to you, because that is the only treasure you can give with your heart and it doesn't cost a cent.

    Remember, to say, "I love you" to your partner and your loved ones, but most of all mean it. A kiss and an embrace will mend hurt when it comes from deep inside of you.

    Remember to hold hands and cherish the moment for someday that person will not be there again.

    Give time to love, give time to speak! And give time to share the precious thoughts in your mind.

    AND ALWAYS REMEMBER:

    Life is not measured by the number of breaths we take, but by the moments that take our breath away.

     

    11/18/2007

    Another Trip to Midvalley

    I think for quite long the suitable title for this blog.
    My family and I went to Midvalley today. Just because my youngest brother would like to sign up for hair dressing course. I don't really agree to go for it cos I were quite tired about 2 hours work-out from the aikido class. Reluctantly, I agree to drive my family to Midvalley. As usual, it takes us quite a long time to get a parking. Finally a couple walk out of the malls carrying few shopping bags. Patiently we waited and they went to get their car. The parking lot we waited was deemed "illegal". However, we don't really care as long as it doesn't blocking the traffic.
     
    Once inside, I told my dad I would like to get a coffee and sit down for a rest. We splited. My parents and my youngest brother will go for his hair dressing course and some window shopping. In the mean time, I walked alone looking for a good, quiet cafe with a high back rest seat. It took me quite long to find one. I went in and ordered a coffee. Sitting alone with the coffee table for two, I began reading a book (luckily I brought along a book) with the title "Why we want you to be rich; Two Men, One Message" by Donald J.Trump and Robert T. Kiyosaki. 
     
    When I just about to finish the Chapter 1, my dad rangs me through the phone saying they finished with the shopping. I looked at my watch and it was 5:30pm. One and a half hour had passed. I just able to finished the introduction and chapter 1. I waived to the waiter for bill. In my order form for my coffee, it clearly stated RM 10.90. When the waiter was processing the bill, he looked quite puzzled. I waited about 10 minutes before he came over. And he brought me the bill which costs RM 51.79!!! I was shocked when he read aloud. I were quite furious at the moment but after few seconds I calmed down. I told him this bill wasn't mine and he still standing there staring at me blankly. At last, the manager was summoned. I told him and left RM 11 on the tray before walking away without the intend to know how he going to solve it. Does the working people especially in servicing industries has this kind of mentality? Malaysian supposed not to be so stupid. I just don't understand. Knowing it is a mistake and yet not a tiny initiative shown to correct it. *Frustrated with Malaysian workers' impression.
     
    When I were walking back to group with my family, I noticed a lot of people come for shopping. Does this spells any problems to you?
    Right now, in our society, there are three (3) levels; the rich, the middle class, and the poor. And I think, just in couple of years, this middle class will face an extinction. Any why is this so?
    Baby boomers are mostly borned after the WW2 (around 1950-60s). Now it is already 2007. Those who borned in 1950 is now at the age of 57. A so called retirement age. One of the top richest company in Malaysia is the Employee Provident Fund (EPF). And within this few years, the retirees will withdrawn out all the money from their savings whether in EPF or their saving accounts. Thanks to the current technologies that prolong the life span of the human. EPF is never meant to be long term care provider. The growing demand will wipe out its resources. In short, initial contribution will drop out from the picture and downgrades to poverty level. If the patient is your parent, everything which they work their entire life will be meaningless. Moreover, it will create a massive financial burden to the families. They will sell their cars, houses etc just to keep their parents in decent condition. This would wipe out the middle class people no matter they are high pay executives or low pay ones. The rich will only get richer and richer and MUCH MORE poor people will become poorer and poorer. The amount of money to curb this oncoming problem is not any small amount of money. I don't know how large but it is definitely larger than the total of all stocks and bonds in stock market. Do you want to prevent or become part of this problem. I am in my mid-twenties and I am working my way out. Days and nights I am experimenting all the ways and port folios I can think of. It is not an easy way but it isn't so tough either.
     
    "We want people to let go of the entitlement mentality and become rich so they can solve the problem...their own problems." - Robert T. Kiyosaki

    Job...Good Job or Bad Job

    I just changed my job recently. But, it is not some great job or what-so-ever. Just a normal company that same like anywhere, everywhere where most of the employees feel underpaid or undertreat by the company.
    Do anyone like his/her job?
    Good company can gives you good job or good career path?
    How many of us can work without thinking of the money? Can you work for knowledge not for money? When it reach increment/appraisal stage can you tell your boss to give you more things to learn but not more money?
     
    This is an interesting topic. I think most of us facing the same problem. Life is about experimenting. I am experimenting things out. It teaches me well. I will put it here the next blog.
    11/4/2007

    A trip to MidValley

    Today, my Dad and I went to MidValley at 5pm. Just to know there was an exhibition which maybe related to Financial.
     
    It tooks us more than 20 mintues to find a parking space. The whole car park basement was fulled.
    We went for the exhibition hall and had to register. By the time we done with the registration, it was already 5:45pm. Only left 15mins before closing at 6pm!
    We scout around and took quite some free gifts Smile But nothing much interest us. What we are looking for was not there. Luckily, still got free gifts and didn't come home empty-handed.
     
    Then we look around for dinner. Just both of us. A good day.
    The people is a lot. Much more than I expected. Everyone saying their earnings are lower now, prices are hiking up, cost of living getting more expensive etc...surprisingly, still a lot of people in shopping mall.
    Well, my dad said this is KL. If KL is not lively like this, our economy is really weak then.
    Quite true.
    10/27/2007

    Introduction...

    This is my first time writing my blog. I decided to write my own blog.
    I don't have time to think what I don't have. I will think what I can do with things I have. Pretty interesting le... Wink
     
    Today I went to 1U with my ex-colleague. We walked into the Skin Food shop. 
    The sales girl was quite surprise suddenly two guys walking into that shop. She looked at us and we just looked back. Pausing for quite long. Then,... ahem....I asked for any oilment for my skin. Lately, my skin is very dry, reddish and itchy. Then she regained her expression and show some samples for me. Quite a few items from cream, oil, until bath scrubs. At the end, I bought the oil. Similar like a massage oil, I suppose, because the label was there. I already tried it now. It feels comfortable. I don't know how my skin reacts. Have to wait for 2 - 3 days. But I think should be ok. It is much better than relying on medicine for my skin.
     
    After that, we just walked around until my friend suddenly have another appoinment in Bandar Utama. Not wanting him to send me back because it will pass the toll gate for to and fro. So, I decided to take a taxi home. Rarely, I would do this. So, I take a cab. No people there to take the cab. I was the first one and there was a taxi waiting there. I asked the taxi driver " To Manjalara". The taxi driver said he will charge me extra RM 2 for sending me home because he needs to come back here to pick up passenger. Wondering why he wanted to do so, reluctantly, I agreed. Inside that taxi, I started a conversation about number of people would take taxi nowadays. He replied that the life as taxi driver is getting tougher. The goverment isn't looking to their grievances. He said, by next year, everything will go up; the toll gates, petrol, electricity etc...And the government is spending unneccessarily. It was a short distance home. He charged me RM 8.10. At the end, I took out a RM 10 note and gave to him. I asked him to keep the change too. I did glanced to his look and saw a smile from him. That gave me a message, at least, today, is not a bad day for him. I am happy too.